Notes: Too simple for National Credit Act matters: Reconsidering the scope of Magistrates’ Courts rule 5(2)(b)

Notes: Too simple for National Credit Act matters: Reconsidering the scope of Magistrates’ Courts rule 5(2)(b)

Author Stephan van der Merwe

ISSN: 1996-2177
Affiliations: Senior Attorney and Lecturer, Stellenbosch University Law Clinic
Source: South African Law Journal, Volume 136 Issue 3, p. 397-403

Abstract

None

Notes: Pienaar Bros (Pty) Ltd v CSARS, retroactive fiscal legislation and the rule of law: Has South Africa just taken a step back in its constitutional democracy?

Notes: Pienaar Bros (Pty) Ltd v CSARS, retroactive fiscal legislation and the rule of law: Has South Africa just taken a step back in its constitutional democracy?

Author Afton Titus

ISSN: 1996-2177
Affiliations: Senior Lecturer in Commercial Law, University of Cape Town
Source: South African Law Journal, Volume 136 Issue 3, p. 404-420

Abstract

None

Notes: The right of an ESTA occupier to make improvements without an owner’s permission after Daniels: A different perspective

Notes: The right of an ESTA occupier to make improvements without an owner’s permission after Daniels: A different perspective

Author D M Davis

ISSN: 1996-2177
Affiliations: Judge President of the Competition Appeal Court
Source: South African Law Journal, Volume 136 Issue 3, p. 420-432

Abstract

None

We are all international lawyers now: The Constitution’s international-law trifecta comes of age

We are all international lawyers now: The Constitution’s international-law trifecta comes of age

Authors Andreas Coutsoudis, Max du Plessis

ISSN: 1996-2177
Affiliations: Advocate, KwaZulu-Natal Bar; Honorary Research Fellow, University of KwaZulu-Natal; Advocate, KwaZulu-Natal Bar; Honorary Research Fellow, University of KwaZulu-Natal
Source: South African Law Journal, Volume 136 Issue 3, p. 433-462

Abstract

The Constitution and its interpretation by the courts have brought about a sea-change in the nature and extent of international-law use and acceptance in South Africa. What one sees is a careful weaving together of international law and our domestic law by the Constitutional Court and other courts: an autochthonous South African approach to international law’s use and application. The article focuses on three critical elements of this transformation what we call the Constitution’s international-law trifecta. First, the Constitution requires all domestic statutes to be interpreted as far as possible to comply with and give effect to international law. Secondly, the Constitution expressly provides for all customary international law to form part of South African law. It must be applied, and can be applied, directly. Thirdly, flowing from the Constitution’s enshrining of the rule of law, the courts have determined that it is a justiciable violation of the principle of legality for public officials to act (or take decisions) in violation of South Africa’s international-law obligations, whether inside or outside South Africa. As we attempt to show in this article, this trifecta’s accumulative effect heralds a significant new vista for constitutionally recognised and incorporated international law in the domestic sphere. The leitmotif of this dawning epoch may well be that we are all international lawyers now.

In duplum and the lump-sum loan: The common law and section 103(5) of the National Credit Act

In duplum and the lump-sum loan: The common law and section 103(5) of the National Credit Act

Author Monica L Vessio

ISSN: 1996-2177
Affiliations: Research Associate, Centre for Banking Law, University of Johannesburg
Source: South African Law Journal, Volume 136 Issue 3, p. 463-488

Abstract

The prohibition of interest in duplum refers to the rule that arrear interest ceases to accrue once it exceeds the unpaid capital amount of a loan or credit extended. A version of this rule has been enacted in s 103(5) of the National Credit Act 34 of 2005. This article examines the issue of payment of interest that exceeds the unpaid capital amount in instances where parties enter into a lump-sum payment arrangement that is, where they agree that payment of the capital amount and interest is to be made in a single lump sum at the end of the term of a credit agreement, instead of periodic instalments being paid. The article explores the views of Roman and Roman-Dutch authorities and case law on the issue. The author submits that, because the common-law in duplum rule regulates interest only once a debtor has defaulted, it does not limit interest in lump-sum payment arrangements. Since the statutory in duplum rule in s 103(5) of the Act only comes into effect when there is breach by the consumer, lump-sum payment arrangements that fall within the ambit of the Act should not be treated any differently. The author further submits that if the date for the lump-sum payment of the capital amount plus interest arrives and the debtor fails to meet his or her obligations, the aggregate amount (capital initially lent and interest accrued over the contractual period) starts to accrue mora interest, and that it is the latter interest which is limited by the operation of the common-law in duplum rule or s 103(5) of the Act, as the case may be.

No double-dipping: Rethinking the tests for duplication of convictions

No double-dipping: Rethinking the tests for duplication of convictions

Author Scott Roberts

ISSN: 1996-2177
Affiliations: Teaching Assistant, Department of Private Law, University of Cape Town
Source: South African Law Journal, Volume 136 Issue 3, p. 489-512

Abstract

South African courts have long recognised duplication of convictions (or ‘splitting of charges’) as unacceptable. However, determining when a duplication of convictions has occurred is a troublesome matter that has led to much confusion and disagreement. This uncertainty has led to our courts’ prescribing reliance on the standard of ‘common sense’ to ascertain whether there has been a duplication of convictions in a given case, both to guide the application of other legal tests and as a principle to fall back on when those tests yield indeterminate outcomes. The reasons for the rule against duplication of convictions relate to moral concerns about the justifications for an act of punishment. Retributivist theories of punishment require the identification of a desert basis for punishment, to render punishment justified. It is possible to identify unique desert bases for punishment, both in a temporal sense and according to the nature of the interest of the victim violated by the criminal act. Identifying unique interest violations is a more effective means of identifying duplications of convictions than the flawed method currently employed by our criminal courts.